Product Liability Insurance
The Best Product Liability Insurance
Coverage for claims arising from products you manufacture, distribute, or sell.
Product liability insurance protects your business against claims that a product you made, sold, or distributed caused bodily injury or property damage. If a defective or dangerous product leads to a lawsuit, this coverage pays for legal defense, settlements, and judgments. It's essential for manufacturers, wholesalers, distributors, and retailers.
What's Covered
- Design defect claims
- Manufacturing defect claims
- Failure to warn claims
- Legal defense costs
- Settlements and judgments
- Recall expense coverage
FAQ
Frequently Asked Questions
Product liability insurance covers legal defense costs, settlements, and judgments when a product you manufactured, sold, or distributed causes injury or property damage. It covers design defects, manufacturing defects, and failure-to-warn claims.
Any business involved in the product supply chain: manufacturers, wholesalers, distributors, importers, and retailers. Even if you didn't make the product, you can be held liable for selling it.
Costs range from $500 to $5,000+ per year depending on product type, annual revenue, claims history, and risk level. High-risk products like food, supplements, and electronics cost more.
Product Liability Insurance by State
Get Product Liability Insurance in Your State
Product Liability Insurance rates, requirements, and carriers vary by state. Select your state to see localized information and quotes.
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